Business Insurance

Coverage for the vehicles that keep you working

Personal auto policies often exclude or limit coverage for vehicles used primarily for business. Commercial auto covers trucks, vans and cars titled to or used by your business.

Get an Instant Business Quote Request a Custom Quote Call (530) 813-9150

Many small-business policies can be quoted online through NEXT Insurance. For larger, specialized or hard-to-place risks, send a request and we will shop it for you. Selecting "Get an Instant Business Quote" takes you to a third-party website that has its own privacy policy and terms. A quote is not a binder or a guarantee of coverage.

Jacob (Jake) Livingood · CA License #4135028

We insure contractors, agricultural operations, delivery businesses and service companies across Yuba, Sutter and neighboring counties.

What commercial auto can cover

Liability

Injuries and property damage your drivers cause while operating business vehicles.

Physical damage

Collision and comprehensive for your business vehicles.

Hired & non-owned auto

Liability when employees use rented or personal vehicles for business.

Uninsured motorist & medical payments

Protection for your drivers and passengers.

Things to consider

Driver records strongly affect pricing. Share your driver list up front.
Vehicles hauling for hire may need additional filings.
Tools and equipment in the vehicle usually need inland marine coverage.

This is a general description, not a policy. Coverage, limits and exclusions vary by insurer and are governed by the policy actually issued.

Frequently asked questions

My employees drive their own cars for errands. Am I covered?

Not automatically. Hired and non-owned auto coverage helps protect the business in that situation.

Request a custom business quote

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First name *

Last name *

Phone *

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Business name

What does your business do?

How can we help?

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Submitting this form does not bind or change coverage. Coverage is not in force until confirmed in writing by our agency or the insurer.

Jake Livingood

Licensed Agent · CA License #4135028

Send the form and I'll personally follow up during business hours.

Call (530) 813-9150

Related coverage

General Liability

Business general liability insurance for Yuba-Sutter and Northern California small businesses. Get a quote online or talk to a licensed local agent.

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Workers' Compensation

California workers' comp insurance for employers in Yuba City, Marysville and Northern California. Required for businesses with employees.

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Professional Liability (E&O)

Errors and omissions (E&O) and professional liability insurance for consultants, real estate, accountants, IT and service professionals in Yuba City and beyond.

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